American Express is one of the leaders in low interest credit cards offers, with its credit cards accounting for some 24|of total dollar volume of US credit card transactions. Apart from credit cards, it also issues charge cards and travelers checks. Here are some of the outstanding low interest credit card offers from AmEx:
Blue Cash Preferred. Boasting some of the most generous rewards in the industry, Blue Cash Preferred has an introductory period of 12 months for 0|APR after which the regular APR will be a variable rate, which is currently 17.24|, 20.24|or 22.24 percent. Once you re approved you enjoy a Welcome Bonus of $150 cash back after charging $1,000 within the first three months of activating your account. Cash back rewards include 6|at supermarkets, 3|at department stores and gas stations and 1|on all other qualifying purchases, and you can enjoy discounts and extras on purchases from participating outlets such as hotels, restaurants and retailers. There is an annual fee of $75 but there is also a referral bonus of $75 for each approved referral. You also have the option to pay your charges over time or all at once.
TruEarnings Card. This card is not only an American Express credit card, it is also a Costco membership card, making it one of the most distinctive low interest credit card offers. Initial period for 0|APR is six months after which regular variable APR is 15.24 percent. Cash back rewards are 3|for gasoline, 2|for restaurants and travel and 1|for all other purchases, not just those made from Costco. Cash back rewards are issued in the form of cash reward coupons redeemable at Costco for merchandise or cash. No annual fee is charged for current Costco members. You also have the option of adding an extra card member to help you earn more cash back rewards.
SimplyCash Business Card. A great card for business owners, this offers you a 12-month 0|APR intro period with standard variable APR at 12.24|to 19.24 percent. You can automatically enjoy 3|to 10|discounts on your business expenses from partner outlets such as FedEx, Hertz and Epson, which are credited directly to your account. You can save even more by combining AmEX OPEN discounts with other offers, coupons and deals. You also earn cash back rewards of 5|on wireless services and purchases of office supplies up to $12,000 after which you earn 1|cash back, 3|on gas purchases up to $12,000 a year and then 1|after that and 1|on every purchase. And you can provide Employee Cards and earn cash back rewards on their purchases.
TruEarnings Business Card. Expressly designed for small business owners, this card features the same terrific benefits as the regular TruEarnings Card and other AmEx business cards, but with unrestricted cash back rewards of 4|for gas purchases up to $6,000 and 1|thereafter, 2|on restaurant purchases and travel purchases and 1|on all other purchases including those made at Costco. Initial period for 0|APR is six months with regular variable APR at 15.24 percent. One of the best low interest credit cards for businesses.